YEARLY HIGH
7.7330 HRK
YEARLY LOW
7.4859 HRK
YEARLY AVERAGE
7.6106 HRK

2015 EUR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the EUR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 7.7330. Conversely, the yearly low was recorded on November 6, dropping to 7.4859.

This high-to-low spread represents a total annual volatility of 0.2471 HRK. From a start-to-finish perspective, comparing the January average rate of 7.6797 to the December average rate of 7.6420, the exchange rate registered a net change of -0.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 7.7330 was up 0.65% compared to the 2014 peak of 7.6829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 38,665 HRK
2014 Average 38,164 HRK
Yearly Trough Low 37,430 HRK
Transaction Impact: A difference of 1,235.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

7.7181
7.5386
JanuMarcMayJulySeptNove

EUR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.6231, compared to 7.5981 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0250 points.

H1 Avg (Jan–Jun) 7.6231
H2 Avg (Jul–Dec) 7.5981

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.1527 HRK (High: 7.6386 / Low: 7.4859). On the other end, October was the most stable month, with a tight range of 0.0593 HRK (High: 7.6404 / Low: 7.5812).

November Spread (Volatile) ±0.1527
October Spread (Stable) ±0.0593

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0688 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0688

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 7.7031) against the same month in 2014 (average: 7.6569), the exchange rate shifted by +0.0462 (+0.60%).

2015 Avg (February) 7.7031
2014 Avg (February) 7.6569

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.7150 7.6378 7.6797
February 7.7330 7.6574 7.7031
March 7.6809 7.5791 7.6343
April 7.6702 7.5572 7.6005
May 7.6075 7.4941 7.5535
June 7.6004 7.4922 7.5673
July 7.6087 7.5426 7.5814
August 7.5976 7.5283 7.5609
September 7.6586 7.5361 7.5882
October 7.6404 7.5812 7.6189
November 7.6386 7.4859 7.5973
December 7.6812 7.6196 7.6420