2012 FJD to GHS Historical Review

YEARLY HIGH

1.1073 GHS

YEARLY LOW

0.8972 GHS

YEARLY AVERAGE

1.0353 GHS

2012 FJD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the FJD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1.1073. Conversely, the yearly low was recorded on January 1, dropping to 0.8972.

This high-to-low spread represents a total annual volatility of 0.2100 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9424 to the December average rate of 1.0736, the exchange rate registered a net change of 13.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1073 was up 19.94% compared to the 2011 peak of 0.9232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 5,536 GHS

2011 Average 4,294 GHS

Yearly Trough Low 4,486 GHS

Transaction Impact: A difference of 1,050.07 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1083

0.9273

JanuMarcMayJulySeptNove

FJD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9961, compared to 1.0745 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0785 points.

H1 Avg (Jan–Jun) 0.9961

H2 Avg (Jul–Dec) 1.0745

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0783 GHS (High: 0.9756 / Low: 0.8972). On the other end, December was the most stable month, with a tight range of 0.0169 GHS (High: 1.0814 / Low: 1.0645).

January Spread (Volatile) ±0.0783

December Spread (Stable) ±0.0169

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0197 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0197

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.0932) against the same month in 2011 (average: 0.8715), the exchange rate shifted by +0.2217 (+25.44%).

2012 Avg (August) 1.0932

2011 Avg (August) 0.8715

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9756	0.8972	0.9424
February	0.9847	0.9557	0.9647
March	1.0085	0.9539	0.9829
April	1.0455	0.9906	1.0145
May	1.0456	1.0132	1.0294
June	1.0646	1.0102	1.0425
July	1.0996	1.0620	1.0831
August	1.1073	1.0819	1.0932
September	1.0887	1.0598	1.0735
October	1.0814	1.0488	1.0609
November	1.0775	1.0528	1.0629
December	1.0814	1.0645	1.0736