2016 FJD to GHS Historical Review

YEARLY HIGH

2.0714 GHS

YEARLY LOW

1.7712 GHS

YEARLY AVERAGE

1.8931 GHS

2016 FJD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the FJD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 2.0714. Conversely, the yearly low was recorded on January 7, dropping to 1.7712.

This high-to-low spread represents a total annual volatility of 0.3002 GHS. From a start-to-finish perspective, comparing the January average rate of 1.8072 to the December average rate of 2.0147, the exchange rate registered a net change of 11.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.0714 was down 2.87% compared to the 2015 peak of 2.1326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 10,357 GHS

2015 Average 9,046 GHS

Yearly Trough Low 8,856 GHS

Transaction Impact: A difference of 1,500.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.0355

1.7865

JanuMarcMayJulySeptNove

FJD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8428, compared to 1.9433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1005 points.

H1 Avg (Jan–Jun) 1.8428

H2 Avg (Jul–Dec) 1.9433

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1627 GHS (High: 2.0714 / Low: 1.9087). On the other end, August was the most stable month, with a tight range of 0.0320 GHS (High: 1.9438 / Low: 1.9118).

November Spread (Volatile) ±0.1627

August Spread (Stable) ±0.0320

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0277 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0277

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.9468) against the same month in 2015 (average: 1.7756), the exchange rate shifted by +0.1712 (+9.64%).

2016 Avg (November) 1.9468

2015 Avg (November) 1.7756

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8510	1.7712	1.8072
February	1.8766	1.8181	1.8582
March	1.8618	1.8248	1.8416
April	1.8702	1.8341	1.8522
May	1.8612	1.8098	1.8244
June	1.9173	1.8182	1.8733
July	1.9372	1.8969	1.9139
August	1.9438	1.9118	1.9228
September	1.9496	1.9140	1.9320
October	1.9528	1.9063	1.9299
November	2.0714	1.9087	1.9468
December	2.0653	1.9653	2.0147