2013 FJD to GHS Historical Review

YEARLY HIGH

1.2610 GHS

YEARLY LOW

1.0624 GHS

YEARLY AVERAGE

1.1273 GHS

2013 FJD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the FJD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2610. Conversely, the yearly low was recorded on January 10, dropping to 1.0624.

This high-to-low spread represents a total annual volatility of 0.1986 GHS. From a start-to-finish perspective, comparing the January average rate of 1.0778 to the December average rate of 1.2379, the exchange rate registered a net change of 14.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.2610 was up 13.89% compared to the 2012 peak of 1.1073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 6,305 GHS

2012 Average 5,178 GHS

Yearly Trough Low 5,312 GHS

Transaction Impact: A difference of 993.21 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.2541

1.0597

JanuMarcMayJulySeptNove

FJD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0857, compared to 1.1689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0833 points.

H1 Avg (Jan–Jun) 1.0857

H2 Avg (Jul–Dec) 1.1689

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0630 GHS (High: 1.1858 / Low: 1.1227). On the other end, February was the most stable month, with a tight range of 0.0184 GHS (High: 1.0854 / Low: 1.0671).

September Spread (Volatile) ±0.0630

February Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0150 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.2379) against the same month in 2012 (average: 1.0736), the exchange rate shifted by +0.1644 (+15.31%).

2013 Avg (December) 1.2379

2012 Avg (December) 1.0736

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0894	1.0624	1.0778
February	1.0854	1.0671	1.0759
March	1.0966	1.0671	1.0826
April	1.1094	1.0860	1.0973
May	1.1145	1.0818	1.0978
June	1.0950	1.0642	1.0828
July	1.1129	1.0645	1.0860
August	1.1360	1.0903	1.1175
September	1.1858	1.1227	1.1639
October	1.2101	1.1766	1.1929
November	1.2272	1.2028	1.2154
December	1.2610	1.2154	1.2379