2020 FJD to GHS Historical Review

YEARLY HIGH

2.8811 GHS

YEARLY LOW

2.3765 GHS

YEARLY AVERAGE

2.6471 GHS

2020 FJD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.8811. Conversely, the yearly low was recorded on March 19, dropping to 2.3765.

This high-to-low spread represents a total annual volatility of 0.5046 GHS. From a start-to-finish perspective, comparing the January average rate of 2.6096 to the December average rate of 2.8533, the exchange rate registered a net change of 9.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8811 was down 57.23% compared to the 2019 peak of 6.7364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 14,406 GHS

2019 Average 12,501 GHS

Yearly Trough Low 11,882 GHS

Transaction Impact: A difference of 2,523.24 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8944

2.4018

JanuMarcMayJulySeptNove

FJD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5474, compared to 2.7468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1994 points.

H1 Avg (Jan–Jun) 2.5474

H2 Avg (Jul–Dec) 2.7468

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1555 GHS (High: 2.5320 / Low: 2.3765). On the other end, October was the most stable month, with a tight range of 0.0415 GHS (High: 2.7524 / Low: 2.7109).

March Spread (Volatile) ±0.1555

October Spread (Stable) ±0.0415

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1668 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.1668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.8533) against the same month in 2019 (average: 2.6295), the exchange rate shifted by +0.2238 (+8.51%).

2020 Avg (December) 2.8533

2019 Avg (December) 2.6295

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6559	2.5162	2.6096
February	2.5162	2.4005	2.4428
March	2.5320	2.3765	2.4554
April	2.6089	2.5019	2.5415
May	2.6105	2.5534	2.5784
June	2.6901	2.6167	2.6570
July	2.7221	2.6647	2.6903
August	2.7422	2.6935	2.7126
September	2.7478	2.6891	2.7246
October	2.7524	2.7109	2.7249
November	2.8244	2.7199	2.7753
December	2.8811	2.8192	2.8533