2014 FJD to SGD Historical Review

YEARLY HIGH

0.6870 SGD

YEARLY LOW

0.6582 SGD

YEARLY AVERAGE

0.6741 SGD

2014 FJD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the FJD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.6870. Conversely, the yearly low was recorded on October 24, dropping to 0.6582.

This high-to-low spread represents a total annual volatility of 0.0287 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6750 to the December average rate of 0.6650, the exchange rate registered a net change of -1.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6870 was down 2.55% compared to the 2013 peak of 0.7049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 3,435 SGD

2013 Average 3,417 SGD

Yearly Trough Low 3,291 SGD

Transaction Impact: A difference of 143.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6851

0.6597

JanuMarcMayJulySeptNove

FJD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6796, compared to 0.6687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0110 points.

H1 Avg (Jan–Jun) 0.6796

H2 Avg (Jul–Dec) 0.6687

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0168 SGD (High: 0.6751 / Low: 0.6583). On the other end, August was the most stable month, with a tight range of 0.0044 SGD (High: 0.6748 / Low: 0.6705).

November Spread (Volatile) ±0.0168

August Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0076 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.6811) against the same month in 2013 (average: 0.6987), the exchange rate shifted by -0.0176 (-2.52%).

2014 Avg (March) 0.6811

2013 Avg (March) 0.6987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6785	0.6713	0.6750
February	0.6781	0.6703	0.6747
March	0.6870	0.6745	0.6811
April	0.6862	0.6805	0.6830
May	0.6843	0.6784	0.6822
June	0.6857	0.6776	0.6818
July	0.6823	0.6710	0.6769
August	0.6748	0.6705	0.6729
September	0.6761	0.6631	0.6695
October	0.6659	0.6582	0.6619
November	0.6751	0.6583	0.6659
December	0.6724	0.6603	0.6650