2021 FJD to SGD Historical Review

YEARLY HIGH

0.6653 SGD

YEARLY LOW

0.6348 SGD

YEARLY AVERAGE

0.6497 SGD

2021 FJD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.6653. Conversely, the yearly low was recorded on December 31, dropping to 0.6348.

This high-to-low spread represents a total annual volatility of 0.0304 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6513 to the December average rate of 0.6402, the exchange rate registered a net change of -1.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6653 was up 2.07% compared to the 2020 peak of 0.6518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 3,326 SGD

2020 Average 3,182 SGD

Yearly Trough Low 3,174 SGD

Transaction Impact: A difference of 152.22 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6582

0.6386

JanuMarcMayJulySeptNove

FJD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6531, compared to 0.6462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.6531

H2 Avg (Jul–Dec) 0.6462

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0167 SGD (High: 0.6653 / Low: 0.6486). On the other end, June was the most stable month, with a tight range of 0.0058 SGD (High: 0.6528 / Low: 0.6470).

February Spread (Volatile) ±0.0167

June Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0061 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.6543) against the same month in 2020 (average: 0.6309), the exchange rate shifted by +0.0234 (+3.71%).

2021 Avg (February) 0.6543

2020 Avg (February) 0.6309

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6583	0.6466	0.6513
February	0.6653	0.6486	0.6543
March	0.6635	0.6484	0.6565
April	0.6588	0.6486	0.6518
May	0.6579	0.6504	0.6544
June	0.6528	0.6470	0.6506
July	0.6547	0.6483	0.6512
August	0.6541	0.6395	0.6474
September	0.6493	0.6420	0.6458
October	0.6521	0.6399	0.6463
November	0.6521	0.6414	0.6463
December	0.6452	0.6348	0.6402