2015 FJD to SGD Historical Review

YEARLY HIGH

0.6802 SGD

YEARLY LOW

0.6389 SGD

YEARLY AVERAGE

0.6580 SGD

2015 FJD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the FJD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.6802. Conversely, the yearly low was recorded on July 8, dropping to 0.6389.

This high-to-low spread represents a total annual volatility of 0.0413 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6668 to the December average rate of 0.6608, the exchange rate registered a net change of -0.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6802 was down 0.98% compared to the 2014 peak of 0.6870, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 3,401 SGD

2014 Average 3,371 SGD

Yearly Trough Low 3,195 SGD

Transaction Impact: A difference of 206.59 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6737

0.6395

JanuMarcMayJulySeptNove

FJD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6612, compared to 0.6548 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.6612

H2 Avg (Jul–Dec) 0.6548

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0219 SGD (High: 0.6649 / Low: 0.6430). On the other end, July was the most stable month, with a tight range of 0.0070 SGD (High: 0.6460 / Low: 0.6389).

August Spread (Volatile) ±0.0219

July Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0104 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.6708) against the same month in 2014 (average: 0.6811), the exchange rate shifted by -0.0102 (-1.50%).

2015 Avg (March) 0.6708

2014 Avg (March) 0.6811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6710	0.6578	0.6668
February	0.6700	0.6584	0.6643
March	0.6802	0.6670	0.6708
April	0.6666	0.6516	0.6604
May	0.6596	0.6495	0.6547
June	0.6579	0.6415	0.6503
July	0.6460	0.6389	0.6424
August	0.6649	0.6430	0.6550
September	0.6590	0.6494	0.6539
October	0.6646	0.6551	0.6587
November	0.6635	0.6534	0.6579
December	0.6671	0.6572	0.6608