2020 GEL to ALL Historical Review

YEARLY HIGH

40.4137 ALL

YEARLY LOW

28.3490 ALL

YEARLY AVERAGE

35.0012 ALL

2020 GEL to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 40.4137. Conversely, the yearly low was recorded on July 19, dropping to 28.3490.

This high-to-low spread represents a total annual volatility of 12.0647 ALL. From a start-to-finish perspective, comparing the January average rate of 38.1971 to the December average rate of 30.8095, the exchange rate registered a net change of -19.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 40.4137 was down 3.36% compared to the 2019 peak of 41.8180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 202,068 ALL

2019 Average 195,406 ALL

Yearly Trough Low 141,745 ALL

Transaction Impact: A difference of 60,323.48 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.2361

29.9525

JanuMarcMayJulySeptNove

GEL to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.1541, compared to 32.8482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.3059 points.

H1 Avg (Jan–Jun) 37.1541

H2 Avg (Jul–Dec) 32.8482

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 7.8198 ALL (High: 36.1688 / Low: 28.3490). On the other end, January was the most stable month, with a tight range of 0.5303 ALL (High: 38.4620 / Low: 37.9317).

July Spread (Volatile) ±7.8198

January Spread (Stable) ±0.5303

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.0213 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 39.3792) against the same month in 2019 (average: 41.3446), the exchange rate shifted by -1.9654 (-4.75%).

2020 Avg (February) 39.3792

2019 Avg (February) 41.3446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.4620	37.9317	38.1971
February	40.4137	38.0796	39.3792
March	40.0358	33.1720	37.3578
April	36.8498	35.0272	36.2720
May	39.5653	35.0273	35.5653
June	37.1814	34.6930	36.1535
July	36.1688	28.3490	35.0577
August	34.2220	33.5481	33.9135
September	34.1653	31.6023	33.1202
October	32.9907	32.2393	32.6811
November	32.7669	30.6311	31.5073
December	31.1679	30.5743	30.8095