2020 GEL to JMD Historical Review

YEARLY HIGH

49.8163 JMD

YEARLY LOW

39.2543 JMD

YEARLY AVERAGE

45.6888 JMD

2020 GEL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 49.8163. Conversely, the yearly low was recorded on March 25, dropping to 39.2543.

This high-to-low spread represents a total annual volatility of 10.5620 JMD. From a start-to-finish perspective, comparing the January average rate of 46.7614 to the December average rate of 43.6326, the exchange rate registered a net change of -6.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.8163 was down 3.71% compared to the 2019 peak of 51.7349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 249,082 JMD

2019 Average 237,279 JMD

Yearly Trough Low 196,271 JMD

Transaction Impact: A difference of 52,810.05 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

49.7884

42.6262

JanuMarcMayJulySeptNove

GEL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.9048, compared to 45.4729 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4319 points.

H1 Avg (Jan–Jun) 45.9048

H2 Avg (Jul–Dec) 45.4729

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.9181 JMD (High: 49.1724 / Low: 39.2543). On the other end, December was the most stable month, with a tight range of 0.8067 JMD (High: 44.1025 / Low: 43.2958).

March Spread (Volatile) ±9.9181

December Spread (Stable) ±0.8067

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.0768 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.0768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 49.1915) against the same month in 2019 (average: 50.3891), the exchange rate shifted by -1.1976 (-2.38%).

2020 Avg (February) 49.1915

2019 Avg (February) 50.3891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	48.2801	45.7231	46.7614
February	49.8163	48.2636	49.1915
March	49.1724	39.2543	45.1147
April	44.3531	40.7988	43.2230
May	45.7924	43.8928	45.0507
June	48.4712	44.6589	46.0871
July	47.7550	45.2459	46.5872
August	48.6852	47.6264	48.2189
September	48.0270	42.2787	45.3098
October	45.2766	43.1947	44.7935
November	45.2489	42.8033	44.2953
December	44.1025	43.2958	43.6326