YEARLY HIGH
50.4336 JMD
YEARLY LOW
42.6129 JMD
YEARLY AVERAGE
46.8960 JMD

2021 GEL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GEL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 50.4336. Conversely, the yearly low was recorded on April 1, dropping to 42.6129.

This high-to-low spread represents a total annual volatility of 7.8207 JMD. From a start-to-finish perspective, comparing the January average rate of 43.6521 to the December average rate of 49.8490, the exchange rate registered a net change of 14.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 50.4336 was up 1.24% compared to the 2020 peak of 49.8163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 252,168 JMD
2020 Average 228,401 JMD
Yearly Trough Low 213,065 JMD
Transaction Impact: A difference of 39,103.58 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

50.4803
42.9043
JanuMarcMayJulySeptNove

GEL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.7811, compared to 49.0110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.2300 points.

H1 Avg (Jan–Jun) 44.7811
H2 Avg (Jul–Dec) 49.0110

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 3.3022 JMD (High: 50.4336 / Low: 47.1314). On the other end, December was the most stable month, with a tight range of 0.6681 JMD (High: 50.2679 / Low: 49.5998).

July Spread (Volatile) ±3.3022
December Spread (Stable) ±0.6681

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.5641 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.5641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 48.9667) against the same month in 2020 (average: 46.5872), the exchange rate shifted by +2.3795 (+5.11%).

2021 Avg (July) 48.9667
2020 Avg (July) 46.5872

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.3639 42.8866 43.6521
February 45.6174 44.3234 45.1981
March 45.4412 42.6499 44.1888
April 44.5631 42.6129 43.5357
May 45.7998 44.0307 44.6838
June 47.8441 45.5579 47.4279
July 50.4336 47.1314 48.9667
August 50.4221 48.6209 49.6350
September 48.8063 47.3831 48.0709
October 49.0272 46.9843 47.9742
November 50.3201 48.8361 49.5703
December 50.2679 49.5998 49.8490