2013 GHS to DJF Historical Review

YEARLY HIGH

94.5126 DJF

YEARLY LOW

75.0144 DJF

YEARLY AVERAGE

86.3249 DJF

2013 GHS to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 94.5126. Conversely, the yearly low was recorded on December 30, dropping to 75.0144.

This high-to-low spread represents a total annual volatility of 19.4982 DJF. From a start-to-finish perspective, comparing the January average rate of 93.2922 to the December average rate of 76.6195, the exchange rate registered a net change of -17.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 94.5126 was down 13.41% compared to the 2012 peak of 109.1475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 472,563 DJF

2012 Average 482,807 DJF

Yearly Trough Low 375,072 DJF

Transaction Impact: A difference of 97,490.95 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

94.9595

74.9522

JanuMarcMayJulySeptNove

GHS to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 91.1173, compared to 81.5325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.5848 points.

H1 Avg (Jan–Jun) 91.1173

H2 Avg (Jul–Dec) 81.5325

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 3.3661 DJF (High: 85.9427 / Low: 82.5766). On the other end, February was the most stable month, with a tight range of 1.4544 DJF (High: 93.6002 / Low: 92.1458).

August Spread (Volatile) ±3.3661

February Spread (Stable) ±1.4544

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 2.5789 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -2.5789

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 93.2922) against the same month in 2012 (average: 105.5108), the exchange rate shifted by -12.2186 (-11.58%).

2013 Avg (January) 93.2922

2012 Avg (January) 105.5108

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	94.5126	92.6540	93.2922
February	93.6002	92.1458	92.9883
March	92.9091	91.1753	91.8652
April	91.8139	89.8908	90.8751
May	90.4595	88.7380	89.2900
June	89.1708	87.4306	88.3930
July	87.7800	85.1699	86.6518
August	85.9427	82.5766	84.0729
September	82.9226	81.4428	81.8822
October	81.5621	79.9170	81.0180
November	79.9479	78.0322	78.9507
December	78.2302	75.0144	76.6195