2020 GHS to DJF Historical Review

YEARLY HIGH

33.4680 DJF

YEARLY LOW

29.8177 DJF

YEARLY AVERAGE

31.0694 DJF

2020 GHS to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 33.4680. Conversely, the yearly low was recorded on December 7, dropping to 29.8177.

This high-to-low spread represents a total annual volatility of 3.6503 DJF. From a start-to-finish perspective, comparing the January average rate of 31.4991 to the December average rate of 30.3383, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 33.4680 was down 9.27% compared to the 2019 peak of 36.8858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 167,340 DJF

2019 Average 165,864 DJF

Yearly Trough Low 149,089 DJF

Transaction Impact: A difference of 18,251.70 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

33.3759

30.0622

JanuMarcMayJulySeptNove

GHS to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.4876, compared to 30.6513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8363 points.

H1 Avg (Jan–Jun) 31.4876

H2 Avg (Jul–Dec) 30.6513

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.1590 DJF (High: 32.9850 / Low: 30.8259). On the other end, September was the most stable month, with a tight range of 0.1966 DJF (High: 30.8548 / Low: 30.6582).

March Spread (Volatile) ±2.1590

September Spread (Stable) ±0.1966

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1913 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1913

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 33.0998) against the same month in 2019 (average: 33.8583), the exchange rate shifted by -0.7585 (-2.24%).

2020 Avg (February) 33.0998

2019 Avg (February) 33.8583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.3636	31.1576	31.4991
February	33.4680	32.3636	33.0998
March	32.9850	30.8259	31.9085
April	31.3043	30.5656	30.8236
May	30.9579	30.6750	30.8248
June	30.9935	30.6175	30.7696
July	30.9559	30.6105	30.8192
August	30.9148	30.6940	30.8398
September	30.8548	30.6582	30.7672
October	30.7338	30.4880	30.6276
November	30.5913	30.3776	30.5154
December	30.4837	29.8177	30.3383