2019 GHS to DJF Historical Review

YEARLY HIGH

36.8858 DJF

YEARLY LOW

12.2578 DJF

YEARLY AVERAGE

33.1764 DJF

2019 GHS to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 36.8858. Conversely, the yearly low was recorded on May 19, dropping to 12.2578.

This high-to-low spread represents a total annual volatility of 24.6280 DJF. From a start-to-finish perspective, comparing the January average rate of 36.1329 to the December average rate of 31.2420, the exchange rate registered a net change of -13.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 36.8858 was down 8.14% compared to the 2018 peak of 40.1531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 184,429 DJF

2018 Average 190,091 DJF

Yearly Trough Low 61,289 DJF

Transaction Impact: A difference of 123,140.09 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

36.6220

30.7529

JanuMarcMayJulySeptNove

GHS to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.9636, compared to 32.3891 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5744 points.

H1 Avg (Jan–Jun) 33.9636

H2 Avg (Jul–Dec) 32.3891

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 22.4371 DJF (High: 34.6949 / Low: 12.2578). On the other end, July was the most stable month, with a tight range of 0.4336 DJF (High: 33.2850 / Low: 32.8514).

May Spread (Volatile) ±22.4371

July Spread (Stable) ±0.4336

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.2746 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.2746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 36.1329) against the same month in 2018 (average: 39.3552), the exchange rate shifted by -3.2223 (-8.19%).

2019 Avg (January) 36.1329

2018 Avg (January) 39.3552

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.8858	30.1225	36.1329
February	35.8401	32.3636	33.8583
March	34.9588	31.5100	32.8644
April	34.9545	32.8508	34.3805
May	34.6949	12.2578	33.5469
June	33.2148	32.5576	32.9984
July	33.2850	32.8514	33.0316
August	33.2444	32.5161	32.8252
September	32.8825	32.3296	32.4700
October	33.1446	32.3190	32.6522
November	32.4086	31.7356	32.1138
December	31.7287	30.9296	31.2420