2021 GHS to DJF Historical Review

YEARLY HIGH

31.0758 DJF

YEARLY LOW

28.8249 DJF

YEARLY AVERAGE

30.0738 DJF

2021 GHS to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 31.0758. Conversely, the yearly low was recorded on December 9, dropping to 28.8249.

This high-to-low spread represents a total annual volatility of 2.2508 DJF. From a start-to-finish perspective, comparing the January average rate of 30.4391 to the December average rate of 28.9853, the exchange rate registered a net change of -4.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 31.0758 was down 7.15% compared to the 2020 peak of 33.4680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 155,379 DJF

2020 Average 155,311 DJF

Yearly Trough Low 144,125 DJF

Transaction Impact: A difference of 11,254.24 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

31.1939

28.7846

JanuMarcMayJulySeptNove

GHS to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.7379, compared to 29.4097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3282 points.

H1 Avg (Jan–Jun) 30.7379

H2 Avg (Jul–Dec) 29.4097

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.6472 DJF (High: 30.4079 / Low: 29.7606). On the other end, April was the most stable month, with a tight range of 0.1860 DJF (High: 30.8846 / Low: 30.6987).

July Spread (Volatile) ±0.6472

April Spread (Stable) ±0.1860

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.6463 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 30.9932) against the same month in 2020 (average: 31.9085), the exchange rate shifted by -0.9153 (-2.87%).

2021 Avg (March) 30.9932

2020 Avg (March) 31.9085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.5460	30.3273	30.4391
February	30.9603	30.5295	30.7245
March	31.0758	30.7891	30.9932
April	30.8846	30.6987	30.8017
May	30.9267	30.6204	30.8343
June	30.8023	30.4430	30.6347
July	30.4079	29.7606	29.9884
August	29.9196	29.4262	29.5810
September	29.8705	29.3769	29.5084
October	29.4541	29.1643	29.3216
November	29.2838	28.9472	29.0737
December	29.2465	28.8249	28.9853