2012 GHS to GMD Historical Review

YEARLY HIGH

18.4243 GMD

YEARLY LOW

15.8087 GMD

YEARLY AVERAGE

16.8287 GMD

2012 GHS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 18.4243. Conversely, the yearly low was recorded on December 16, dropping to 15.8087.

This high-to-low spread represents a total annual volatility of 2.6156 GMD. From a start-to-finish perspective, comparing the January average rate of 17.5389 to the December average rate of 16.3681, the exchange rate registered a net change of -6.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 18.4243 was down 10.40% compared to the 2011 peak of 20.5628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 92,122 GMD

2011 Average 91,243 GMD

Yearly Trough Low 79,043 GMD

Transaction Impact: A difference of 13,078.24 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

18.1167

15.9266

JanuMarcMayJulySeptNove

GHS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.9419, compared to 16.7154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2264 points.

H1 Avg (Jan–Jun) 16.9419

H2 Avg (Jul–Dec) 16.7154

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 2.1617 GMD (High: 18.0161 / Low: 15.8544). On the other end, September was the most stable month, with a tight range of 0.4772 GMD (High: 17.5492 / Low: 17.0720).

November Spread (Volatile) ±2.1617

September Spread (Stable) ±0.4772

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3521 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3521

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 17.9342) against the same month in 2011 (average: 18.6493), the exchange rate shifted by -0.7152 (-3.83%).

2012 Avg (February) 17.9342

2011 Avg (February) 18.6493

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.2343	16.9786	17.5389
February	18.4243	16.9365	17.9342
March	18.1921	16.8278	17.5489
April	16.8278	15.9441	16.3795
May	16.4182	15.8859	16.1281
June	16.3905	15.8098	16.1218
July	16.3182	15.8266	16.1091
August	17.3386	16.0864	16.3640
September	17.5492	17.0720	17.3182
October	18.1310	17.2597	17.7426
November	18.0161	15.8544	16.3906
December	17.1024	15.8087	16.3681