YEARLY HIGH
7.0828 GMD
YEARLY LOW
4.5451 GMD
YEARLY AVERAGE
5.8515 GMD

2025 GHS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 7.0828. Conversely, the yearly low was recorded on March 24, dropping to 4.5451.

This high-to-low spread represents a total annual volatility of 2.5377 GMD. From a start-to-finish perspective, comparing the January average rate of 4.8173 to the December average rate of 6.4840, the exchange rate registered a net change of 34.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 7.0828 was up 25.40% compared to the 2024 peak of 5.6483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 35,414 GMD
2024 Average 23,960 GMD
Yearly Trough Low 22,726 GMD
Transaction Impact: A difference of 12,688.64 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

7.1642
4.3918
JanuMarcMayJulySeptNove

GHS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1793, compared to 6.5238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3445 points.

H1 Avg (Jan–Jun) 5.1793
H2 Avg (Jul–Dec) 6.5238

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 2.2480 GMD (High: 6.8854 / Low: 4.6375). On the other end, July was the most stable month, with a tight range of 0.0735 GMD (High: 6.9272 / Low: 6.8537).

May Spread (Volatile) ±2.2480
July Spread (Stable) ±0.0735

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5352 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 6.9332) against the same month in 2024 (average: 4.5049), the exchange rate shifted by +2.4283 (+53.90%).

2025 Avg (June) 6.9332
2024 Avg (June) 4.5049

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9399 4.7079 4.8173
February 4.7383 4.6015 4.6430
March 4.6949 4.5451 4.6229
April 4.9175 4.6033 4.6645
May 6.8854 4.6375 5.3949
June 7.0828 6.8377 6.9332
July 6.9272 6.8537 6.8822
August 6.9907 6.3563 6.7050
September 6.9048 5.7805 6.1698
October 6.7920 5.7421 6.2713
November 6.7382 6.4112 6.6306
December 7.0422 6.3553 6.4840