2014 GHS to GMD Historical Review

YEARLY HIGH

16.3141 GMD

YEARLY LOW

10.2814 GMD

YEARLY AVERAGE

13.3198 GMD

2014 GHS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 16.3141. Conversely, the yearly low was recorded on August 19, dropping to 10.2814.

This high-to-low spread represents a total annual volatility of 6.0327 GMD. From a start-to-finish perspective, comparing the January average rate of 15.9783 to the December average rate of 13.4571, the exchange rate registered a net change of -15.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.3141 was down 10.61% compared to the 2013 peak of 18.2506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 81,571 GMD

2013 Average 82,194 GMD

Yearly Trough Low 51,407 GMD

Transaction Impact: A difference of 30,163.39 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

16.4829

10.4286

JanuMarcMayJulySeptNove

GHS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.4069, compared to 12.2327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1742 points.

H1 Avg (Jan–Jun) 14.4069

H2 Avg (Jul–Dec) 12.2327

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 1.6184 GMD (High: 12.1195 / Low: 10.5011). On the other end, December was the most stable month, with a tight range of 0.1147 GMD (High: 13.4976 / Low: 13.3829).

September Spread (Volatile) ±1.6184

December Spread (Stable) ±0.1147

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.0143 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 15.9783) against the same month in 2013 (average: 17.5767), the exchange rate shifted by -1.5984 (-9.09%).

2014 Avg (January) 15.9783

2013 Avg (January) 17.5767

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.3141	15.6077	15.9783
February	15.9228	14.8659	15.3124
March	14.9675	14.2028	14.7090
April	14.3156	13.5326	14.0639
May	14.0329	13.1257	13.6232
June	13.2679	12.1404	12.7546
July	12.1324	11.2184	11.7403
August	11.7475	10.2814	10.9331
September	12.1195	10.5011	11.1459
October	13.3958	12.1232	12.6879
November	13.5271	13.2780	13.4320
December	13.4976	13.3829	13.4571