2019 GHS to GMD Historical Review

YEARLY HIGH

10.2467 GMD

YEARLY LOW

3.4113 GMD

YEARLY AVERAGE

9.3365 GMD

2019 GHS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 10.2467. Conversely, the yearly low was recorded on May 19, dropping to 3.4113.

This high-to-low spread represents a total annual volatility of 6.8354 GMD. From a start-to-finish perspective, comparing the January average rate of 10.1021 to the December average rate of 9.0090, the exchange rate registered a net change of -10.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 10.2467 was down 4.98% compared to the 2018 peak of 10.7838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 51,233 GMD

2018 Average 51,384 GMD

Yearly Trough Low 17,056 GMD

Transaction Impact: A difference of 34,177.19 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

10.2115

8.8996

JanuMarcMayJulySeptNove

GHS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.4672, compared to 9.2058 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2614 points.

H1 Avg (Jan–Jun) 9.4672

H2 Avg (Jul–Dec) 9.2058

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 6.2538 GMD (High: 9.6651 / Low: 3.4113). On the other end, September was the most stable month, with a tight range of 0.1508 GMD (High: 9.2676 / Low: 9.1168).

May Spread (Volatile) ±6.2538

September Spread (Stable) ±0.1508

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6793 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6793

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 10.1021) against the same month in 2018 (average: 10.5707), the exchange rate shifted by -0.4686 (-4.43%).

2019 Avg (January) 10.1021

2018 Avg (January) 10.5707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.2467	9.8785	10.1021
February	9.9640	9.0095	9.4229
March	9.7610	8.7909	9.1607
April	9.7373	9.1779	9.5754
May	9.6651	3.4113	9.3526
June	9.2581	9.0820	9.1897
July	9.3343	9.1694	9.2511
August	9.3547	9.1694	9.2468
September	9.2676	9.1168	9.1879
October	9.4034	9.2205	9.3058
November	9.3239	9.0968	9.2343
December	9.1229	8.9232	9.0090