2012 GHS to LTL Historical Review

YEARLY HIGH

1.6424 LTL

YEARLY LOW

1.3699 LTL

YEARLY AVERAGE

1.4544 LTL

2012 GHS to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.6424. Conversely, the yearly low was recorded on December 19, dropping to 1.3699.

This high-to-low spread represents a total annual volatility of 0.2725 LTL. From a start-to-finish perspective, comparing the January average rate of 1.5835 to the December average rate of 1.3881, the exchange rate registered a net change of -12.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6424 was down 10.93% compared to the 2011 peak of 1.8439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 8,212 LTL

2011 Average 8,041 LTL

Yearly Trough Low 6,850 LTL

Transaction Impact: A difference of 1,362.57 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6031

1.3685

JanuMarcMayJulySeptNove

GHS to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4921, compared to 1.4168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0752 points.

H1 Avg (Jan–Jun) 1.4921

H2 Avg (Jul–Dec) 1.4168

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1126 LTL (High: 1.6424 / Low: 1.5298). On the other end, August was the most stable month, with a tight range of 0.0305 LTL (High: 1.4489 / Low: 1.4184).

January Spread (Volatile) ±0.1126

August Spread (Stable) ±0.0305

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0517 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0517

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.5835) against the same month in 2011 (average: 1.7197), the exchange rate shifted by -0.1362 (-7.92%).

2012 Avg (January) 1.5835

2011 Avg (January) 1.7197

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6424	1.5298	1.5835
February	1.5762	1.4840	1.5429
March	1.5616	1.4514	1.5040
April	1.4870	1.4066	1.4523
May	1.4766	1.4063	1.4318
June	1.4858	1.4080	1.4379
July	1.4596	1.4107	1.4390
August	1.4489	1.4184	1.4319
September	1.4244	1.3764	1.4067
October	1.4267	1.3960	1.4095
November	1.4454	1.3941	1.4258
December	1.4129	1.3699	1.3881