2014 GHS to LTL Historical Review

YEARLY HIGH

1.0856 LTL

YEARLY LOW

0.6680 LTL

YEARLY AVERAGE

0.8690 LTL

2014 GHS to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 1.0856. Conversely, the yearly low was recorded on August 19, dropping to 0.6680.

This high-to-low spread represents a total annual volatility of 0.4176 LTL. From a start-to-finish perspective, comparing the January average rate of 1.0634 to the December average rate of 0.8754, the exchange rate registered a net change of -17.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0856 was down 22.49% compared to the 2013 peak of 1.4005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,428 LTL

2013 Average 6,326 LTL

Yearly Trough Low 3,340 LTL

Transaction Impact: A difference of 2,088.13 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0984

0.6783

JanuMarcMayJulySeptNove

GHS to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9375, compared to 0.8005 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1371 points.

H1 Avg (Jan–Jun) 0.9375

H2 Avg (Jul–Dec) 0.8005

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1428 LTL (High: 0.8343 / Low: 0.6915). On the other end, October was the most stable month, with a tight range of 0.0179 LTL (High: 0.8530 / Low: 0.8351).

September Spread (Volatile) ±0.1428

October Spread (Stable) ±0.0179

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0605 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0605

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.0634) against the same month in 2013 (average: 1.3658), the exchange rate shifted by -0.3024 (-22.14%).

2014 Avg (January) 1.0634

2013 Avg (January) 1.3658

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0856	1.0340	1.0634
February	1.0686	0.9750	1.0148
March	0.9833	0.9327	0.9632
April	0.9336	0.8814	0.9045
May	0.8813	0.8397	0.8633
June	0.8502	0.7709	0.8158
July	0.7757	0.7289	0.7553
August	0.7629	0.6680	0.7133
September	0.8343	0.6915	0.7532
October	0.8530	0.8351	0.8433
November	0.8731	0.8470	0.8622
December	0.8884	0.8614	0.8754