2013 GHS to LTL Historical Review

YEARLY HIGH

1.4005 LTL

YEARLY LOW

1.0557 LTL

YEARLY AVERAGE

1.2656 LTL

2013 GHS to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 1.4005. Conversely, the yearly low was recorded on December 30, dropping to 1.0557.

This high-to-low spread represents a total annual volatility of 0.3448 LTL. From a start-to-finish perspective, comparing the January average rate of 1.3658 to the December average rate of 1.0842, the exchange rate registered a net change of -20.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.4005 was down 14.73% compared to the 2012 peak of 1.6424, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 7,003 LTL

2012 Average 7,271 LTL

Yearly Trough Low 5,278 LTL

Transaction Impact: A difference of 1,724.16 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.4090

1.0547

JanuMarcMayJulySeptNove

GHS to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3503, compared to 1.1810 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1694 points.

H1 Avg (Jan–Jun) 1.3503

H2 Avg (Jul–Dec) 1.1810

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0804 LTL (High: 1.3281 / Low: 1.2478). On the other end, May was the most stable month, with a tight range of 0.0251 LTL (High: 1.3494 / Low: 1.3242).

July Spread (Volatile) ±0.0804

May Spread (Stable) ±0.0251

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0603 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0603

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.3658) against the same month in 2012 (average: 1.5835), the exchange rate shifted by -0.2177 (-13.75%).

2013 Avg (January) 1.3658

2012 Avg (January) 1.5835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4005	1.3384	1.3658
February	1.3747	1.3290	1.3546
March	1.3912	1.3655	1.3795
April	1.3930	1.3378	1.3592
May	1.3494	1.3242	1.3385
June	1.3321	1.2851	1.3044
July	1.3281	1.2478	1.2877
August	1.2577	1.2012	1.2274
September	1.2198	1.1719	1.1915
October	1.1715	1.1352	1.1568
November	1.1581	1.1169	1.1382
December	1.1192	1.0557	1.0842