2015 GHS to LTL Historical Review

YEARLY HIGH

0.9540 LTL

YEARLY LOW

0.6870 LTL

YEARLY AVERAGE

0.8041 LTL

2015 GHS to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.9540. Conversely, the yearly low was recorded on June 20, dropping to 0.6870.

This high-to-low spread represents a total annual volatility of 0.2671 LTL. From a start-to-finish perspective, comparing the January average rate of 0.9020 to the December average rate of 0.8166, the exchange rate registered a net change of -9.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9540 was down 12.12% compared to the 2014 peak of 1.0856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,770 LTL

2014 Average 4,341 LTL

Yearly Trough Low 3,435 LTL

Transaction Impact: A difference of 1,335.39 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9213

0.6894

JanuMarcMayJulySeptNove

GHS to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8008, compared to 0.8075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.8008

H2 Avg (Jul–Dec) 0.8075

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.2446 LTL (High: 0.9540 / Low: 0.7095). On the other end, April was the most stable month, with a tight range of 0.0081 LTL (High: 0.7694 / Low: 0.7613).

July Spread (Volatile) ±0.2446

April Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0973 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.8605) against the same month in 2014 (average: 0.7553), the exchange rate shifted by +0.1052 (+13.93%).

2015 Avg (July) 0.8605

2014 Avg (July) 0.7553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9152	0.8898	0.9020
February	0.8958	0.8518	0.8697
March	0.8571	0.7712	0.8084
April	0.7694	0.7613	0.7654
May	0.7786	0.7231	0.7506
June	0.7556	0.6870	0.7088
July	0.9540	0.7095	0.8605
August	0.8192	0.6955	0.7632
September	0.8068	0.7495	0.7825
October	0.8189	0.7748	0.8014
November	0.8324	0.8001	0.8207
December	0.8332	0.8079	0.8166