2020 GHS to PKR Historical Review

YEARLY HIGH

29.3197 PKR

YEARLY LOW

26.8364 PKR

YEARLY AVERAGE

28.2289 PKR

2020 GHS to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 29.3197. Conversely, the yearly low was recorded on December 7, dropping to 26.8364.

This high-to-low spread represents a total annual volatility of 2.4833 PKR. From a start-to-finish perspective, comparing the January average rate of 27.3775 to the December average rate of 27.3135, the exchange rate registered a net change of -0.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 29.3197 was down 2.66% compared to the 2019 peak of 30.1195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 146,598 PKR

2019 Average 139,823 PKR

Yearly Trough Low 134,182 PKR

Transaction Impact: A difference of 12,416.35 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

29.3040

27.1306

JanuMarcMayJulySeptNove

GHS to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.2241, compared to 28.2338 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0097 points.

H1 Avg (Jan–Jun) 28.2241

H2 Avg (Jul–Dec) 28.2338

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 1.3368 PKR (High: 28.9968 / Low: 27.6600). On the other end, September was the most stable month, with a tight range of 0.2295 PKR (High: 28.8145 / Low: 28.5850).

April Spread (Volatile) ±1.3368

September Spread (Stable) ±0.2295

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.7349 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 29.1229) against the same month in 2019 (average: 29.3762), the exchange rate shifted by -0.2533 (-0.86%).

2020 Avg (August) 29.1229

2019 Avg (August) 29.3762

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.0818	27.1131	27.3775
February	29.0145	28.0818	28.7037
March	28.8050	27.7646	28.3677
April	28.9968	27.6600	28.5028
May	28.1538	27.3310	27.7679
June	29.0427	28.1929	28.6249
July	29.2217	28.7291	28.9483
August	29.3197	28.7065	29.1229
September	28.8145	28.5850	28.6909
October	28.4973	27.4743	28.0153
November	27.6093	27.1037	27.3117
December	27.4096	26.8364	27.3135