2014 GHS to SBD Historical Review

YEARLY HIGH

3.0761 SBD

YEARLY LOW

1.8615 SBD

YEARLY AVERAGE

2.4472 SBD

2014 GHS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 3.0761. Conversely, the yearly low was recorded on August 19, dropping to 1.8615.

This high-to-low spread represents a total annual volatility of 1.2147 SBD. From a start-to-finish perspective, comparing the January average rate of 3.0261 to the December average rate of 2.3614, the exchange rate registered a net change of -21.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.0761 was down 19.38% compared to the 2013 peak of 3.8154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 15,381 SBD

2013 Average 17,386 SBD

Yearly Trough Low 9,307 SBD

Transaction Impact: A difference of 6,073.32 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.1296

1.8871

JanuMarcMayJulySeptNove

GHS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7027, compared to 2.1916 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5111 points.

H1 Avg (Jan–Jun) 2.7027

H2 Avg (Jul–Dec) 2.1916

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3436 SBD (High: 2.2507 / Low: 1.9071). On the other end, October was the most stable month, with a tight range of 0.0546 SBD (High: 2.3187 / Low: 2.2642).

September Spread (Volatile) ±0.3436

October Spread (Stable) ±0.0546

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1870 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1870

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 3.0261) against the same month in 2013 (average: 3.7308), the exchange rate shifted by -0.7047 (-18.89%).

2014 Avg (January) 3.0261

2013 Avg (January) 3.7308

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0761	2.9543	3.0261
February	3.0368	2.8293	2.9160
March	2.8546	2.6986	2.8034
April	2.7063	2.5796	2.6313
May	2.5790	2.4251	2.5091
June	2.4454	2.2048	2.3306
July	2.2166	2.0524	2.1437
August	2.1495	1.8615	1.9907
September	2.2507	1.9071	2.0514
October	2.3187	2.2642	2.2853
November	2.3454	2.2711	2.3173
December	2.3979	2.3255	2.3614