2015 GHS to SBD Historical Review

YEARLY HIGH

2.4417 SBD

YEARLY LOW

1.7819 SBD

YEARLY AVERAGE

2.0902 SBD

2015 GHS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 2.4417. Conversely, the yearly low was recorded on June 24, dropping to 1.7819.

This high-to-low spread represents a total annual volatility of 0.6599 SBD. From a start-to-finish perspective, comparing the January average rate of 2.3337 to the December average rate of 2.1282, the exchange rate registered a net change of -8.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.4417 was down 20.62% compared to the 2014 peak of 3.0761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 12,209 SBD

2014 Average 12,223 SBD

Yearly Trough Low 8,909 SBD

Transaction Impact: A difference of 3,299.34 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.3838

1.7830

JanuMarcMayJulySeptNove

GHS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0887, compared to 2.0917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 2.0887

H2 Avg (Jul–Dec) 2.0917

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.6370 SBD (High: 2.4417 / Low: 1.8047). On the other end, December was the most stable month, with a tight range of 0.0419 SBD (High: 2.1437 / Low: 2.1018).

July Spread (Volatile) ±0.6370

December Spread (Stable) ±0.0419

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2166 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2166

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 2.1992) against the same month in 2014 (average: 2.1437), the exchange rate shifted by +0.0555 (+2.59%).

2015 Avg (July) 2.1992

2014 Avg (July) 2.1437

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3871	2.2801	2.3337
February	2.3242	2.1849	2.2541
March	2.2000	2.0247	2.1319
April	2.0432	1.9981	2.0251
May	2.0055	1.8986	1.9542
June	1.9092	1.7819	1.8330
July	2.4417	1.8047	2.1992
August	2.1100	1.8409	1.9826
September	2.1165	1.9751	2.0539
October	2.1576	2.0260	2.0961
November	2.1399	2.0464	2.0904
December	2.1437	2.1018	2.1282