2016 GHS to SBD Historical Review

YEARLY HIGH

2.1308 SBD

YEARLY LOW

1.8082 SBD

YEARLY AVERAGE

2.0062 SBD

2016 GHS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.1308. Conversely, the yearly low was recorded on December 6, dropping to 1.8082.

This high-to-low spread represents a total annual volatility of 0.3226 SBD. From a start-to-finish perspective, comparing the January average rate of 2.0925 to the December average rate of 1.8624, the exchange rate registered a net change of -11.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.1308 was down 12.73% compared to the 2015 peak of 2.4417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 10,654 SBD

2015 Average 10,449 SBD

Yearly Trough Low 9,041 SBD

Transaction Impact: A difference of 1,613.10 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.1155

1.8394

JanuMarcMayJulySeptNove

GHS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0525, compared to 1.9598 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0927 points.

H1 Avg (Jan–Jun) 2.0525

H2 Avg (Jul–Dec) 1.9598

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1408 SBD (High: 1.9912 / Low: 1.8504). On the other end, October was the most stable month, with a tight range of 0.0353 SBD (High: 1.9963 / Low: 1.9610).

November Spread (Volatile) ±0.1408

October Spread (Stable) ±0.0353

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0970 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.0925) against the same month in 2015 (average: 2.3337), the exchange rate shifted by -0.2412 (-10.34%).

2016 Avg (January) 2.0925

2015 Avg (January) 2.3337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1308	2.0418	2.0925
February	2.0939	2.0157	2.0482
March	2.1085	2.0411	2.0667
April	2.0937	2.0284	2.0705
May	2.0547	2.0134	2.0340
June	2.0311	1.9815	2.0031
July	2.0203	1.9726	1.9987
August	2.0081	1.9701	1.9847
September	2.0015	1.9621	1.9796
October	1.9963	1.9610	1.9743
November	1.9912	1.8504	1.9593
December	1.9054	1.8082	1.8624