2026 GHS to SBD Historical Review

YEARLY HIGH

0.7780 SBD

YEARLY LOW

0.6794 SBD

YEARLY AVERAGE

0.7260 SBD

2026 GHS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.7780. Conversely, the yearly low was recorded on June 5, dropping to 0.6794.

This high-to-low spread represents a total annual volatility of 0.0986 SBD. From a start-to-finish perspective, comparing the January average rate of 0.7541 to the December average rate of 0.6933, the exchange rate registered a net change of -8.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7780 was down 4.94% compared to the 2025 peak of 0.8184, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,890 SBD

2025 Average 3,367 SBD

Yearly Trough Low 3,397 SBD

Transaction Impact: A difference of 493.01 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7602

0.6872

JanuMarcMayJuly

GHS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7355, compared to 0.6974 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 0.7355

H2 Avg (Jul–Dec) 0.6974

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0711 SBD (High: 0.7504 / Low: 0.6794). On the other end, August was the most stable month, with a tight range of 0.0001 SBD (High: 0.6933 / Low: 0.6933).

June Spread (Volatile) ±0.0711

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0376 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.7541) against the same month in 2025 (average: 0.5647), the exchange rate shifted by +0.1895 (+33.56%).

2026 Avg (January) 0.7541

2025 Avg (January) 0.5647

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7780	0.7356	0.7541
February	0.7573	0.7304	0.7366
March	0.7556	0.7311	0.7411
April	0.7329	0.7216	0.7282
May	0.7519	0.7180	0.7452
June	0.7504	0.6794	0.7076
July	0.7123	0.6916	0.7015
August	0.6933	0.6933	0.6933