YEARLY HIGH
4.3860 SCR
YEARLY LOW
2.9433 SCR
YEARLY AVERAGE
3.5481 SCR

2015 GHS to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 4.3860. Conversely, the yearly low was recorded on June 22, dropping to 2.9433.

This high-to-low spread represents a total annual volatility of 1.4427 SCR. From a start-to-finish perspective, comparing the January average rate of 4.2696 to the December average rate of 3.3587, the exchange rate registered a net change of -21.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.3860 was down 14.89% compared to the 2014 peak of 5.1535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 21,930 SCR
2014 Average 21,190 SCR
Yearly Trough Low 14,717 SCR
Transaction Impact: A difference of 7,213.60 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.3878
2.9686
JanuMarcMayJulySeptNove

GHS to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6932, compared to 3.4031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2901 points.

H1 Avg (Jan–Jun) 3.6932
H2 Avg (Jul–Dec) 3.4031

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 1.0738 SCR (High: 4.0806 / Low: 3.0068). On the other end, April was the most stable month, with a tight range of 0.1126 SCR (High: 3.6011 / Low: 3.4885).

July Spread (Volatile) ±1.0738
April Spread (Stable) ±0.1126

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3943 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3943

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 4.2696) against the same month in 2014 (average: 5.0637), the exchange rate shifted by -0.7941 (-15.68%).

2015 Avg (January) 4.2696
2014 Avg (January) 5.0637

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3860 4.1054 4.2696
February 4.2304 3.9885 4.0959
March 4.0020 3.5975 3.7685
April 3.6011 3.4885 3.5397
May 3.5443 3.2829 3.3984
June 3.2819 2.9433 3.0869
July 4.0806 3.0068 3.6493
August 3.4830 3.0277 3.2550
September 3.4696 3.1704 3.3632
October 3.5790 3.2619 3.4291
November 3.5025 3.2725 3.3632
December 3.5081 3.2062 3.3587