2018 GHS to SCR Historical Review

YEARLY HIGH

3.1646 SCR

YEARLY LOW

2.7209 SCR

YEARLY AVERAGE

2.9122 SCR

2018 GHS to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GHS to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 3.1646. Conversely, the yearly low was recorded on September 25, dropping to 2.7209.

This high-to-low spread represents a total annual volatility of 0.4437 SCR. From a start-to-finish perspective, comparing the January average rate of 3.0640 to the December average rate of 2.7808, the exchange rate registered a net change of -9.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.1646 was down 3.49% compared to the 2017 peak of 3.2791, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 15,823 SCR

2017 Average 15,445 SCR

Yearly Trough Low 13,604 SCR

Transaction Impact: A difference of 2,218.61 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.1089

2.7509

JanuMarcMayJulySeptNove

GHS to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0055, compared to 2.8189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1866 points.

H1 Avg (Jan–Jun) 3.0055

H2 Avg (Jul–Dec) 2.8189

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.2325 SCR (High: 3.0913 / Low: 2.8588). On the other end, July was the most stable month, with a tight range of 0.0470 SCR (High: 2.8543 / Low: 2.8073).

May Spread (Volatile) ±0.2325

July Spread (Stable) ±0.0470

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0924 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0924

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2018: 3.0791) against the same month in 2017 (average: 2.9749), the exchange rate shifted by +0.1042 (+3.50%).

2018 Avg (March) 3.0791

2017 Avg (March) 2.9749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.1383	3.0070	3.0640
February	3.1371	2.9547	3.0450
March	3.1646	3.0231	3.0791
April	3.1144	2.9976	3.0332
May	3.0913	2.8588	2.9521
June	2.8822	2.8266	2.8597
July	2.8543	2.8073	2.8260
August	2.8804	2.7875	2.8328
September	2.9528	2.7209	2.8511
October	2.8763	2.7460	2.8149
November	2.8570	2.7457	2.8080
December	2.8581	2.7263	2.7808