YEARLY HIGH
1.4391 SCR
YEARLY LOW
0.9170 SCR
YEARLY AVERAGE
1.1590 SCR

2025 GHS to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 1.4391. Conversely, the yearly low was recorded on March 6, dropping to 0.9170.

This high-to-low spread represents a total annual volatility of 0.5221 SCR. From a start-to-finish perspective, comparing the January average rate of 0.9627 to the December average rate of 1.2707, the exchange rate registered a net change of 31.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4391 was up 23.66% compared to the 2024 peak of 1.1637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 7,195 SCR
2024 Average 4,763 SCR
Yearly Trough Low 4,585 SCR
Transaction Impact: A difference of 2,610.54 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4463
0.8789
JanuMarcMayJulySeptNove

GHS to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0352, compared to 1.2827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2475 points.

H1 Avg (Jan–Jun) 1.0352
H2 Avg (Jul–Dec) 1.2827

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.4236 SCR (High: 1.3502 / Low: 0.9266). On the other end, March was the most stable month, with a tight range of 0.0266 SCR (High: 0.9436 / Low: 0.9170).

May Spread (Volatile) ±0.4236
March Spread (Stable) ±0.0266

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0974 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0974

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 1.3990) against the same month in 2024 (average: 0.9183), the exchange rate shifted by +0.4807 (+52.35%).

2025 Avg (June) 1.3990
2024 Avg (June) 0.9183

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0171 0.9327 0.9627
February 0.9730 0.9218 0.9330
March 0.9436 0.9170 0.9261
April 0.9854 0.9205 0.9283
May 1.3502 0.9266 1.0623
June 1.4391 1.3502 1.3990
July 1.4036 1.3475 1.3679
August 1.3989 1.2595 1.3367
September 1.4300 1.1470 1.2393
October 1.4076 1.1393 1.2255
November 1.3792 1.1918 1.2562
December 1.3543 1.1757 1.2707