2013 GHS to SVC Historical Review

YEARLY HIGH

4.6411 SVC

YEARLY LOW

3.6914 SVC

YEARLY AVERAGE

4.2537 SVC

2013 GHS to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 4.6411. Conversely, the yearly low was recorded on December 30, dropping to 3.6914.

This high-to-low spread represents a total annual volatility of 0.9497 SVC. From a start-to-finish perspective, comparing the January average rate of 4.5968 to the December average rate of 3.7644, the exchange rate registered a net change of -18.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.6411 was down 13.10% compared to the 2012 peak of 5.3407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 23,206 SVC

2012 Average 23,688 SVC

Yearly Trough Low 18,457 SVC

Transaction Impact: A difference of 4,748.40 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.6801

3.6812

JanuMarcMayJulySeptNove

GHS to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4927, compared to 4.0147 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4779 points.

H1 Avg (Jan–Jun) 4.4927

H2 Avg (Jul–Dec) 4.0147

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.1555 SVC (High: 3.8470 / Low: 3.6914). On the other end, February was the most stable month, with a tight range of 0.0548 SVC (High: 4.6079 / Low: 4.5531).

December Spread (Volatile) ±0.1555

February Spread (Stable) ±0.0548

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1268 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.1268

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 4.5968) against the same month in 2012 (average: 5.1770), the exchange rate shifted by -0.5802 (-11.21%).

2013 Avg (January) 4.5968

2012 Avg (January) 5.1770

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.6411	4.5756	4.5968
February	4.6079	4.5531	4.5860
March	4.5713	4.4980	4.5318
April	4.5254	4.4336	4.4830
May	4.4661	4.3813	4.4035
June	4.3826	4.3034	4.3549
July	4.3217	4.1948	4.2654
August	4.2193	4.0689	4.1403
September	4.0878	4.0123	4.0298
October	4.0170	3.9574	3.9972
November	3.9494	3.8469	3.8912
December	3.8470	3.6914	3.7644