2015 GHS to SVC Historical Review

YEARLY HIGH

2.7358 SVC

YEARLY LOW

1.9852 SVC

YEARLY AVERAGE

2.3278 SVC

2015 GHS to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.7358. Conversely, the yearly low was recorded on June 24, dropping to 1.9852.

This high-to-low spread represents a total annual volatility of 0.7506 SVC. From a start-to-finish perspective, comparing the January average rate of 2.6868 to the December average rate of 2.2925, the exchange rate registered a net change of -14.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.7358 was down 26.96% compared to the 2014 peak of 3.7455, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 13,679 SVC

2014 Average 14,635 SVC

Yearly Trough Low 9,926 SVC

Transaction Impact: A difference of 3,752.80 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.7515

1.9753

JanuMarcMayJulySeptNove

GHS to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3638, compared to 2.2918 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0720 points.

H1 Avg (Jan–Jun) 2.3638

H2 Avg (Jul–Dec) 2.2918

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.6760 SVC (High: 2.6824 / Low: 2.0064). On the other end, April was the most stable month, with a tight range of 0.0358 SVC (High: 2.2966 / Low: 2.2608).

July Spread (Volatile) ±0.6760

April Spread (Stable) ±0.0358

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2591 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2591

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.6868) against the same month in 2014 (average: 3.6715), the exchange rate shifted by -0.9847 (-26.82%).

2015 Avg (January) 2.6868

2014 Avg (January) 3.6715

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7358	2.6102	2.6868
February	2.6316	2.5014	2.5576
March	2.5166	2.2999	2.4092
April	2.2966	2.2608	2.2782
May	2.2618	2.1542	2.2114
June	2.1447	1.9852	2.0400
July	2.6824	2.0064	2.4335
August	2.3169	2.0135	2.1744
September	2.3217	2.1609	2.2544
October	2.3522	2.2400	2.3042
November	2.3153	2.2601	2.2921
December	2.3096	2.2694	2.2925