2022 GHS to SVC Historical Review

YEARLY HIGH

1.4231 SVC

YEARLY LOW

0.5987 SVC

YEARLY AVERAGE

1.0364 SVC

2022 GHS to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GHS to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.4231. Conversely, the yearly low was recorded on November 28, dropping to 0.5987.

This high-to-low spread represents a total annual volatility of 0.8243 SVC. From a start-to-finish perspective, comparing the January average rate of 1.4075 to the December average rate of 0.8255, the exchange rate registered a net change of -41.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4231 was down 6.85% compared to the 2021 peak of 1.5277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 7,115 SVC

2021 Average 7,390 SVC

Yearly Trough Low 2,994 SVC

Transaction Impact: A difference of 4,121.73 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4872

0.5304

JanuMarcMayJulySeptNove

GHS to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2292, compared to 0.8437 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3855 points.

H1 Avg (Jan–Jun) 1.2292

H2 Avg (Jul–Dec) 0.8437

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.4312 SVC (High: 1.0518 / Low: 0.6206). On the other end, April was the most stable month, with a tight range of 0.0255 SVC (High: 1.1749 / Low: 1.1494).

December Spread (Volatile) ±0.4312

April Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1356 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1356

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.4075) against the same month in 2021 (average: 1.4956), the exchange rate shifted by -0.0881 (-5.89%).

2022 Avg (January) 1.4075

2021 Avg (January) 1.4956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4231	1.3881	1.4075
February	1.3867	1.2835	1.3445
March	1.2826	1.1549	1.2120
April	1.1749	1.1494	1.1620
May	1.1688	1.1196	1.1447
June	1.1222	1.0844	1.1045
July	1.0913	1.0323	1.0734
August	1.0332	0.8690	0.9419
September	0.8791	0.8378	0.8652
October	0.8485	0.6218	0.7458
November	0.6386	0.5987	0.6101
December	1.0518	0.6206	0.8255