2014 GHS to SVC Historical Review

YEARLY HIGH

3.7455 SVC

YEARLY LOW

2.2601 SVC

YEARLY AVERAGE

2.9303 SVC

2014 GHS to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 3.7455. Conversely, the yearly low was recorded on August 19, dropping to 2.2601.

This high-to-low spread represents a total annual volatility of 1.4854 SVC. From a start-to-finish perspective, comparing the January average rate of 3.6715 to the December average rate of 2.7329, the exchange rate registered a net change of -25.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.7455 was down 19.30% compared to the 2013 peak of 4.6411, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 18,728 SVC

2013 Average 21,258 SVC

Yearly Trough Low 11,301 SVC

Transaction Impact: A difference of 7,426.84 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.7978

2.2825

JanuMarcMayJulySeptNove

GHS to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2561, compared to 2.6045 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6516 points.

H1 Avg (Jan–Jun) 3.2561

H2 Avg (Jul–Dec) 2.6045

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3870 SVC (High: 2.6882 / Low: 2.3012). On the other end, December was the most stable month, with a tight range of 0.0235 SVC (High: 2.7424 / Low: 2.7189).

September Spread (Volatile) ±0.3870

December Spread (Stable) ±0.0235

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2185 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 3.6715) against the same month in 2013 (average: 4.5968), the exchange rate shifted by -0.9253 (-20.13%).

2014 Avg (January) 3.6715

2013 Avg (January) 4.5968

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.7455	3.5835	3.6715
February	3.6636	3.4055	3.5103
March	3.4324	3.2495	3.3738
April	3.2558	3.0948	3.1656
May	3.0900	2.8995	3.0046
June	2.9317	2.6711	2.8109
July	2.6852	2.4793	2.5924
August	2.5934	2.2601	2.4088
September	2.6882	2.3012	2.4617
October	2.7306	2.6789	2.7079
November	2.7459	2.6939	2.7234
December	2.7424	2.7189	2.7329