2020 GMD to CDF Historical Review

YEARLY HIGH

38.3459 CDF

YEARLY LOW

28.7287 CDF

YEARLY AVERAGE

35.9295 CDF

2020 GMD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 38.3459. Conversely, the yearly low was recorded on December 6, dropping to 28.7287.

This high-to-low spread represents a total annual volatility of 9.6172 CDF. From a start-to-finish perspective, comparing the January average rate of 32.9542 to the December average rate of 37.7667, the exchange rate registered a net change of 14.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 38.3459 was up 13.82% compared to the 2019 peak of 33.6885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 191,729 CDF

2019 Average 164,981 CDF

Yearly Trough Low 143,643 CDF

Transaction Impact: A difference of 48,085.91 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

38.4845

32.4514

JanuMarcMayJulySeptNove

GMD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.0537, compared to 37.8053 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.7517 points.

H1 Avg (Jan–Jun) 34.0537

H2 Avg (Jul–Dec) 37.8053

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 9.4141 CDF (High: 38.1428 / Low: 28.7287). On the other end, November was the most stable month, with a tight range of 0.1631 CDF (High: 38.0870 / Low: 37.9238).

December Spread (Volatile) ±9.4141

November Spread (Stable) ±0.1631

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2381 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.2381

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 37.8927) against the same month in 2019 (average: 33.0437), the exchange rate shifted by +4.8490 (+14.67%).

2020 Avg (August) 37.8927

2019 Avg (August) 33.0437

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.0395	32.8506	32.9542
February	33.3530	32.9746	33.1277
March	33.6614	33.2321	33.4731
April	33.8638	33.4364	33.6928
May	35.5174	33.7954	34.7846
June	37.2596	35.4025	36.2895
July	37.9798	37.0421	37.5969
August	38.3459	37.6686	37.8927
September	38.0676	37.8061	37.9161
October	38.0175	35.0159	37.6779
November	38.0870	37.9238	37.9817
December	38.1428	28.7287	37.7667