2021 GMD to CDF Historical Review

YEARLY HIGH

39.2074 CDF

YEARLY LOW

37.7342 CDF

YEARLY AVERAGE

38.6531 CDF

2021 GMD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 39.2074. Conversely, the yearly low was recorded on December 7, dropping to 37.7342.

This high-to-low spread represents a total annual volatility of 1.4732 CDF. From a start-to-finish perspective, comparing the January average rate of 38.2000 to the December average rate of 38.0854, the exchange rate registered a net change of -0.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 39.2074 was up 2.25% compared to the 2020 peak of 38.3459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 196,037 CDF

2020 Average 179,694 CDF

Yearly Trough Low 188,671 CDF

Transaction Impact: A difference of 7,366.00 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

39.0677

37.9961

JanuMarcMayJulySeptNove

GMD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.7117, compared to 38.5945 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1172 points.

H1 Avg (Jan–Jun) 38.7117

H2 Avg (Jul–Dec) 38.5945

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 1.0142 CDF (High: 39.1262 / Low: 38.1120). On the other end, August was the most stable month, with a tight range of 0.3006 CDF (High: 39.0726 / Low: 38.7720).

October Spread (Volatile) ±1.0142

August Spread (Stable) ±0.3006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2970 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 38.9506) against the same month in 2020 (average: 37.5969), the exchange rate shifted by +1.3537 (+3.60%).

2021 Avg (July) 38.9506

2020 Avg (July) 37.5969

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.4291	38.0676	38.2000
February	38.7707	38.3926	38.5146
March	38.9463	38.4010	38.7475
April	39.1381	38.6283	38.8986
May	39.1168	38.8005	38.9784
June	39.0518	38.7470	38.9310
July	39.2074	38.7421	38.9506
August	39.0726	38.7720	38.8755
September	38.8458	38.3285	38.7188
October	39.1262	38.1120	38.5542
November	38.6538	38.1623	38.3825
December	38.2180	37.7342	38.0854