2012 GMD to GHS Historical Review

YEARLY HIGH

0.0633 GHS

YEARLY LOW

0.0543 GHS

YEARLY AVERAGE

0.0595 GHS

2012 GMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.0633. Conversely, the yearly low was recorded on February 16, dropping to 0.0543.

This high-to-low spread represents a total annual volatility of 0.0090 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0570 to the December average rate of 0.0612, the exchange rate registered a net change of 7.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0633 was up 9.34% compared to the 2011 peak of 0.0579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 316 GHS

2011 Average 274 GHS

Yearly Trough Low 271 GHS

Transaction Impact: A difference of 44.90 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0627

0.0551

JanuMarcMayJulySeptNove

GMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0592, compared to 0.0599 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0592

H2 Avg (Jul–Dec) 0.0599

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0076 GHS (High: 0.0631 / Low: 0.0555). On the other end, September was the most stable month, with a tight range of 0.0016 GHS (High: 0.0586 / Low: 0.0570).

November Spread (Volatile) ±0.0076

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0034 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0612) against the same month in 2011 (average: 0.0566), the exchange rate shifted by +0.0045 (+7.95%).

2012 Avg (December) 0.0612

2011 Avg (December) 0.0566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0589	0.0548	0.0570
February	0.0590	0.0543	0.0558
March	0.0594	0.0550	0.0570
April	0.0627	0.0594	0.0611
May	0.0629	0.0609	0.0620
June	0.0633	0.0610	0.0620
July	0.0632	0.0613	0.0621
August	0.0622	0.0577	0.0611
September	0.0586	0.0570	0.0577
October	0.0579	0.0552	0.0564
November	0.0631	0.0555	0.0611
December	0.0633	0.0585	0.0612