2014 GMD to GHS Historical Review

YEARLY HIGH

0.0973 GHS

YEARLY LOW

0.0613 GHS

YEARLY AVERAGE

0.0761 GHS

2014 GMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0973. Conversely, the yearly low was recorded on January 2, dropping to 0.0613.

This high-to-low spread represents a total annual volatility of 0.0360 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0626 to the December average rate of 0.0743, the exchange rate registered a net change of 18.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0973 was up 40.66% compared to the 2013 peak of 0.0691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 486 GHS

2013 Average 305 GHS

Yearly Trough Low 306 GHS

Transaction Impact: A difference of 179.83 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0945

0.0597

JanuMarcMayJulySeptNove

GMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0698, compared to 0.0824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0126 points.

H1 Avg (Jan–Jun) 0.0698

H2 Avg (Jul–Dec) 0.0824

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0127 GHS (High: 0.0952 / Low: 0.0825). On the other end, December was the most stable month, with a tight range of 0.0006 GHS (High: 0.0747 / Low: 0.0741).

September Spread (Volatile) ±0.0127

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0110 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0916) against the same month in 2013 (average: 0.0643), the exchange rate shifted by +0.0273 (+42.53%).

2014 Avg (August) 0.0916

2013 Avg (August) 0.0643

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0641	0.0613	0.0626
February	0.0673	0.0628	0.0653
March	0.0704	0.0668	0.0680
April	0.0739	0.0699	0.0711
May	0.0762	0.0713	0.0734
June	0.0824	0.0754	0.0784
July	0.0891	0.0824	0.0852
August	0.0973	0.0851	0.0916
September	0.0952	0.0825	0.0899
October	0.0825	0.0747	0.0789
November	0.0753	0.0739	0.0745
December	0.0747	0.0741	0.0743