2015 GMD to GHS Historical Review

YEARLY HIGH

0.1108 GHS

YEARLY LOW

0.0745 GHS

YEARLY AVERAGE

0.0919 GHS

2015 GMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 0.1108. Conversely, the yearly low was recorded on January 11, dropping to 0.0745.

This high-to-low spread represents a total annual volatility of 0.0364 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0759 to the December average rate of 0.0963, the exchange rate registered a net change of 26.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1108 was up 13.94% compared to the 2014 peak of 0.0973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 554 GHS

2014 Average 381 GHS

Yearly Trough Low 372 GHS

Transaction Impact: A difference of 181.76 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1039

0.0734

JanuMarcMayJulySeptNove

GMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0870, compared to 0.0969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.0870

H2 Avg (Jul–Dec) 0.0969

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0284 GHS (High: 0.1104 / Low: 0.0820). On the other end, April was the most stable month, with a tight range of 0.0012 GHS (High: 0.0896 / Low: 0.0885).

July Spread (Volatile) ±0.0284

April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0095 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.1009) against the same month in 2014 (average: 0.0784), the exchange rate shifted by +0.0224 (+28.58%).

2015 Avg (June) 0.1009

2014 Avg (June) 0.0784

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0785	0.0745	0.0759
February	0.0815	0.0764	0.0794
March	0.0885	0.0812	0.0846
April	0.0896	0.0885	0.0891
May	0.0942	0.0895	0.0918
June	0.1108	0.0947	0.1009
July	0.1104	0.0820	0.0914
August	0.1083	0.0953	0.1013
September	0.1032	0.0950	0.0985
October	0.0994	0.0951	0.0970
November	0.0991	0.0957	0.0971
December	0.0970	0.0946	0.0963