2013 GMD to GHS Historical Review

YEARLY HIGH

0.0691 GHS

YEARLY LOW

0.0548 GHS

YEARLY AVERAGE

0.0611 GHS

2013 GMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 18, valuing the pair at 0.0691. Conversely, the yearly low was recorded on June 10, dropping to 0.0548.

This high-to-low spread represents a total annual volatility of 0.0144 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0569 to the December average rate of 0.0613, the exchange rate registered a net change of 7.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0691 was up 9.32% compared to the 2012 peak of 0.0633, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 346 GHS

2012 Average 298 GHS

Yearly Trough Low 274 GHS

Transaction Impact: A difference of 71.78 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0681

0.0545

JanuMarcMayJulySeptNove

GMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0577, compared to 0.0645 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.0577

H2 Avg (Jul–Dec) 0.0645

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0097 GHS (High: 0.0691 / Low: 0.0594). On the other end, September was the most stable month, with a tight range of 0.0016 GHS (High: 0.0670 / Low: 0.0654).

November Spread (Volatile) ±0.0097

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0041 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2013: 0.0654) against the same month in 2012 (average: 0.0611), the exchange rate shifted by +0.0043 (+6.95%).

2013 Avg (November) 0.0654

2012 Avg (November) 0.0611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0589	0.0555	0.0569
February	0.0578	0.0560	0.0572
March	0.0588	0.0569	0.0580
April	0.0598	0.0577	0.0589
May	0.0604	0.0567	0.0594
June	0.0590	0.0548	0.0557
July	0.0639	0.0567	0.0623
August	0.0658	0.0609	0.0643
September	0.0670	0.0654	0.0665
October	0.0678	0.0660	0.0670
November	0.0691	0.0594	0.0654
December	0.0626	0.0603	0.0613