2012 GMD to HNL Historical Review

YEARLY HIGH

0.6643 HNL

YEARLY LOW

0.5776 HNL

YEARLY AVERAGE

0.6219 HNL

2012 GMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.6643. Conversely, the yearly low was recorded on October 31, dropping to 0.5776.

This high-to-low spread represents a total annual volatility of 0.0867 HNL. From a start-to-finish perspective, comparing the January average rate of 0.6425 to the December average rate of 0.6398, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6643 was down 7.27% compared to the 2011 peak of 0.7165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 3,322 HNL

2011 Average 3,358 HNL

Yearly Trough Low 2,888 HNL

Transaction Impact: A difference of 433.64 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6497

0.5824

JanuMarcMayJulySeptNove

GMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6306, compared to 0.6132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0175 points.

H1 Avg (Jan–Jun) 0.6306

H2 Avg (Jul–Dec) 0.6132

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0833 HNL (High: 0.6632 / Low: 0.5799). On the other end, September was the most stable month, with a tight range of 0.0133 HNL (High: 0.5976 / Low: 0.5844).

November Spread (Volatile) ±0.0833

September Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0180 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.6398) against the same month in 2011 (average: 0.6547), the exchange rate shifted by -0.0149 (-2.27%).

2012 Avg (December) 0.6398

2011 Avg (December) 0.6547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6624	0.6294	0.6425
February	0.6486	0.6151	0.6281
March	0.6473	0.6176	0.6250
April	0.6571	0.6332	0.6441
May	0.6354	0.6175	0.6277
June	0.6325	0.6043	0.6166
July	0.6172	0.5980	0.6065
August	0.6201	0.5844	0.6113
September	0.5976	0.5844	0.5933
October	0.5987	0.5776	0.5880
November	0.6632	0.5799	0.6402
December	0.6643	0.6107	0.6398