2016 GMD to HNL Historical Review

YEARLY HIGH

0.5775 HNL

YEARLY LOW

0.5266 HNL

YEARLY AVERAGE

0.5427 HNL

2016 GMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 0.5775. Conversely, the yearly low was recorded on April 24, dropping to 0.5266.

This high-to-low spread represents a total annual volatility of 0.0509 HNL. From a start-to-finish perspective, comparing the January average rate of 0.5679 to the December average rate of 0.5449, the exchange rate registered a net change of -4.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.5775 was up 1.20% compared to the 2015 peak of 0.5706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 2,887 HNL

2015 Average 2,640 HNL

Yearly Trough Low 2,633 HNL

Transaction Impact: A difference of 254.30 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5762

0.5240

JanuMarcMayJulySeptNove

GMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5477, compared to 0.5376 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.5477

H2 Avg (Jul–Dec) 0.5376

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0500 HNL (High: 0.5775 / Low: 0.5275). On the other end, July was the most stable month, with a tight range of 0.0036 HNL (High: 0.5351 / Low: 0.5315).

March Spread (Volatile) ±0.0500

July Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0281 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2016: 0.5572) against the same month in 2015 (average: 0.4972), the exchange rate shifted by +0.0600 (+12.07%).

2016 Avg (March) 0.5572

2015 Avg (March) 0.4972

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5739	0.5638	0.5679
February	0.5764	0.5694	0.5719
March	0.5775	0.5275	0.5572
April	0.5318	0.5266	0.5291
May	0.5315	0.5266	0.5283
June	0.5355	0.5294	0.5318
July	0.5351	0.5315	0.5336
August	0.5400	0.5312	0.5358
September	0.5380	0.5334	0.5362
October	0.5388	0.5318	0.5357
November	0.5464	0.5312	0.5394
December	0.5496	0.5372	0.5449