2013 GMD to HNL Historical Review

YEARLY HIGH

0.6291 HNL

YEARLY LOW

0.5318 HNL

YEARLY AVERAGE

0.5945 HNL

2013 GMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.6291. Conversely, the yearly low was recorded on December 26, dropping to 0.5318.

This high-to-low spread represents a total annual volatility of 0.0973 HNL. From a start-to-finish perspective, comparing the January average rate of 0.5954 to the December average rate of 0.5383, the exchange rate registered a net change of -9.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6291 was down 5.30% compared to the 2012 peak of 0.6643, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 3,146 HNL

2012 Average 3,109 HNL

Yearly Trough Low 2,659 HNL

Transaction Impact: A difference of 486.62 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6341

0.5296

JanuMarcMayJulySeptNove

GMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5857, compared to 0.6033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0176 points.

H1 Avg (Jan–Jun) 0.5857

H2 Avg (Jul–Dec) 0.6033

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0898 HNL (High: 0.6291 / Low: 0.5393). On the other end, September was the most stable month, with a tight range of 0.0088 HNL (High: 0.6279 / Low: 0.6190).

November Spread (Volatile) ±0.0898

September Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0564 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0564

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2013: 0.5948) against the same month in 2012 (average: 0.6402), the exchange rate shifted by -0.0454 (-7.09%).

2013 Avg (November) 0.5948

2012 Avg (November) 0.6402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6153	0.5823	0.5954
February	0.6061	0.5858	0.5974
March	0.6010	0.5846	0.5938
April	0.5945	0.5804	0.5869
May	0.5956	0.5699	0.5788
June	0.5983	0.5542	0.5618
July	0.6254	0.5664	0.6166
August	0.6267	0.5809	0.6203
September	0.6279	0.6190	0.6246
October	0.6285	0.6195	0.6254
November	0.6291	0.5393	0.5948
December	0.5467	0.5318	0.5383