2012 GMD to KES Historical Review

YEARLY HIGH

2.9875 KES

YEARLY LOW

2.4959 KES

YEARLY AVERAGE

2.7209 KES

2012 GMD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 2.9875. Conversely, the yearly low was recorded on October 31, dropping to 2.4959.

This high-to-low spread represents a total annual volatility of 0.4916 KES. From a start-to-finish perspective, comparing the January average rate of 2.9048 to the December average rate of 2.7724, the exchange rate registered a net change of -4.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.9875 was down 19.05% compared to the 2011 peak of 3.6906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 14,937 KES

2011 Average 15,744 KES

Yearly Trough Low 12,479 KES

Transaction Impact: A difference of 2,458.07 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.9411

2.5063

JanuMarcMayJulySeptNove

GMD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7808, compared to 2.6610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1198 points.

H1 Avg (Jan–Jun) 2.7808

H2 Avg (Jul–Dec) 2.6610

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.3587 KES (High: 2.8659 / Low: 2.5072). On the other end, July was the most stable month, with a tight range of 0.0775 KES (High: 2.7231 / Low: 2.6457).

November Spread (Volatile) ±0.3587

July Spread (Stable) ±0.0775

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1679 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.9048) against the same month in 2011 (average: 2.9208), the exchange rate shifted by -0.0160 (-0.55%).

2012 Avg (January) 2.9048

2011 Avg (January) 2.9208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9875	2.7762	2.9048
February	2.8255	2.6696	2.7369
March	2.8211	2.6626	2.7168
April	2.8699	2.7622	2.8092
May	2.8489	2.7396	2.7745
June	2.8611	2.6574	2.7428
July	2.7231	2.6457	2.6773
August	2.6801	2.5153	2.6414
September	2.5970	2.5123	2.5614
October	2.5861	2.4959	2.5425
November	2.8659	2.5072	2.7709
December	2.8881	2.6415	2.7724