2020 GMD to KES Historical Review

YEARLY HIGH

2.1565 KES

YEARLY LOW

1.9629 KES

YEARLY AVERAGE

2.0682 KES

2020 GMD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 2.1565. Conversely, the yearly low was recorded on February 4, dropping to 1.9629.

This high-to-low spread represents a total annual volatility of 0.1937 KES. From a start-to-finish perspective, comparing the January average rate of 1.9752 to the December average rate of 2.1349, the exchange rate registered a net change of 8.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1565 was up 3.40% compared to the 2019 peak of 2.0855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 10,783 KES

2019 Average 10,181 KES

Yearly Trough Low 9,814 KES

Transaction Impact: A difference of 968.34 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1509

1.9592

JanuMarcMayJulySeptNove

GMD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0361, compared to 2.1002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0641 points.

H1 Avg (Jan–Jun) 2.0361

H2 Avg (Jul–Dec) 2.1002

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1084 KES (High: 2.0912 / Low: 1.9828). On the other end, October was the most stable month, with a tight range of 0.0090 KES (High: 2.1034 / Low: 2.0944).

March Spread (Volatile) ±0.1084

October Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0157 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.1349) against the same month in 2019 (average: 1.9761), the exchange rate shifted by +0.1589 (+8.04%).

2020 Avg (December) 2.1349

2019 Avg (December) 1.9761

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9882	1.9638	1.9752
February	1.9899	1.9629	1.9760
March	2.0912	1.9828	2.0382
April	2.1040	2.0634	2.0874
May	2.0998	2.0639	2.0778
June	2.0738	2.0561	2.0621
July	2.0851	2.0611	2.0737
August	2.0948	2.0783	2.0868
September	2.0996	2.0891	2.0947
October	2.1034	2.0944	2.0993
November	2.1266	2.1009	2.1119
December	2.1565	2.1014	2.1349