YEARLY HIGH
3.2729 PKR
YEARLY LOW
2.7998 PKR
YEARLY AVERAGE
3.0049 PKR

2012 GMD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 3.2729. Conversely, the yearly low was recorded on October 22, dropping to 2.7998.

This high-to-low spread represents a total annual volatility of 0.4730 PKR. From a start-to-finish perspective, comparing the January average rate of 3.0462 to the December average rate of 3.1353, the exchange rate registered a net change of 2.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.2729 was up 0.25% compared to the 2011 peak of 3.2646, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 16,364 PKR
2011 Average 15,334 PKR
Yearly Trough Low 13,999 PKR
Transaction Impact: A difference of 2,365.13 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.1636
2.8244
JanuMarcMayJulySeptNove

GMD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0233, compared to 2.9866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0367 points.

H1 Avg (Jan–Jun) 3.0233
H2 Avg (Jul–Dec) 2.9866

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.4097 PKR (High: 3.2219 / Low: 2.8122). On the other end, July was the most stable month, with a tight range of 0.0731 PKR (High: 3.0419 / Low: 2.9689).

November Spread (Volatile) ±0.4097
July Spread (Stable) ±0.0731

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1061 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 3.1353) against the same month in 2011 (average: 3.0910), the exchange rate shifted by +0.0443 (+1.43%).

2012 Avg (December) 3.1353
2011 Avg (December) 3.0910

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1455 2.9784 3.0462
February 3.0913 2.9272 2.9896
March 3.0854 2.9381 2.9805
April 3.1252 3.0200 3.0663
May 3.0847 2.9749 3.0082
June 3.1250 2.9794 3.0490
July 3.0419 2.9689 3.0036
August 3.0117 2.8084 2.9631
September 2.8831 2.8077 2.8571
October 2.9072 2.7998 2.8527
November 3.2219 2.8122 3.1077
December 3.2729 2.9889 3.1353