2026 GMD to PKR Historical Review

YEARLY HIGH

3.8631 PKR

YEARLY LOW

3.7379 PKR

YEARLY AVERAGE

3.7995 PKR

2026 GMD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GMD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 3.8631. Conversely, the yearly low was recorded on July 31, dropping to 3.7379.

This high-to-low spread represents a total annual volatility of 0.1252 PKR. From a start-to-finish perspective, comparing the January average rate of 3.8090 to the December average rate of 3.7533, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.8631 was down 5.18% compared to the 2025 peak of 4.0741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 19,316 PKR

2025 Average 19,510 PKR

Yearly Trough Low 18,690 PKR

Transaction Impact: A difference of 626.01 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.8320

3.7462

JanuMarcMayJuly

GMD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8106, compared to 3.7663 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0442 points.

H1 Avg (Jan–Jun) 3.8106

H2 Avg (Jul–Dec) 3.7663

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0990 PKR (High: 3.8369 / Low: 3.7379). On the other end, August was the most stable month, with a tight range of 0.0231 PKR (High: 3.7648 / Low: 3.7418).

July Spread (Volatile) ±0.0990

August Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0355 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.8149) against the same month in 2025 (average: 3.8915), the exchange rate shifted by -0.0766 (-1.97%).

2026 Avg (February) 3.8149

2025 Avg (February) 3.8915

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.8366	3.7801	3.8090
February	3.8631	3.7767	3.8149
March	3.8498	3.7711	3.8033
April	3.8274	3.7622	3.7964
May	3.8421	3.8150	3.8249
June	3.8413	3.7816	3.8148
July	3.8369	3.7379	3.7794
August	3.7648	3.7418	3.7533