YEARLY HIGH
4.0741 PKR
YEARLY LOW
3.7594 PKR
YEARLY AVERAGE
3.9020 PKR

2025 GMD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 4.0741. Conversely, the yearly low was recorded on December 23, dropping to 3.7594.

This high-to-low spread represents a total annual volatility of 0.3146 PKR. From a start-to-finish perspective, comparing the January average rate of 3.8736 to the December average rate of 3.8184, the exchange rate registered a net change of -1.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.0741 was down 2.86% compared to the 2024 peak of 4.1941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 20,370 PKR
2024 Average 20,240 PKR
Yearly Trough Low 18,797 PKR
Transaction Impact: A difference of 1,573.17 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.9838
3.8034
JanuMarcMayJulySeptNove

GMD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9097, compared to 3.8942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0155 points.

H1 Avg (Jan–Jun) 3.9097
H2 Avg (Jul–Dec) 3.8942

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.2230 PKR (High: 4.0741 / Low: 3.8510). On the other end, February was the most stable month, with a tight range of 0.0695 PKR (High: 3.9161 / Low: 3.8466).

March Spread (Volatile) ±0.2230
February Spread (Stable) ±0.0695

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0461 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0461

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 3.9140) against the same month in 2024 (average: 4.1016), the exchange rate shifted by -0.1877 (-4.58%).

2025 Avg (March) 3.9140
2024 Avg (March) 4.1016

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9520 3.8192 3.8736
February 3.9161 3.8466 3.8915
March 4.0741 3.8510 3.9140
April 3.9592 3.8775 3.9042
May 3.9704 3.8824 3.9063
June 4.0305 3.8854 3.9687
July 3.9969 3.9111 3.9666
August 3.9892 3.8642 3.9205
September 4.0004 3.8209 3.9027
October 3.9636 3.8139 3.8960
November 3.8949 3.8174 3.8612
December 3.8858 3.7594 3.8184