2014 GMD to SAR Historical Review

YEARLY HIGH

0.0989 SAR

YEARLY LOW

0.0863 SAR

YEARLY AVERAGE

0.0942 SAR

2014 GMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0989. Conversely, the yearly low was recorded on November 6, dropping to 0.0863.

This high-to-low spread represents a total annual volatility of 0.0126 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0985 to the December average rate of 0.0870, the exchange rate registered a net change of -11.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0989 was down 14.65% compared to the 2013 peak of 0.1159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 495 SAR

2013 Average 555 SAR

Yearly Trough Low 432 SAR

Transaction Impact: A difference of 62.82 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0996

0.0859

JanuMarcMayJulySeptNove

GMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0968, compared to 0.0915 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0968

H2 Avg (Jul–Dec) 0.0915

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0079 SAR (High: 0.0948 / Low: 0.0869). On the other end, March was the most stable month, with a tight range of 0.0006 SAR (High: 0.0986 / Low: 0.0980).

October Spread (Volatile) ±0.0079

March Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0046 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0985) against the same month in 2013 (average: 0.1122), the exchange rate shifted by -0.0138 (-12.26%).

2014 Avg (January) 0.0985

2013 Avg (January) 0.1122

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0989	0.0982	0.0985
February	0.0986	0.0977	0.0983
March	0.0986	0.0980	0.0983
April	0.0984	0.0945	0.0965
May	0.0948	0.0941	0.0945
June	0.0948	0.0939	0.0945
July	0.0954	0.0942	0.0946
August	0.0947	0.0941	0.0944
September	0.0948	0.0939	0.0946
October	0.0948	0.0869	0.0916
November	0.0871	0.0863	0.0870
December	0.0874	0.0868	0.0870